Stop Overpaying on Student Loans
Compare every repayment plan, check forgiveness eligibility, and find the strategy that saves you the most money — in seconds.
Multi-Loan Calculator
Enter all your loans and get a unified payoff strategy with avalanche or snowball ordering.
Forgiveness Checker
Instantly see if you qualify for PSLF, Teacher, or income-driven forgiveness programs.
Scenario Comparison
Side-by-side view of every plan — total paid, payoff date, and monthly payment.
Simple Pricing
One plan. Everything included.
Cancel anytime
- ✓Unlimited loan scenarios
- ✓All federal repayment plans
- ✓PSLF & forgiveness eligibility
- ✓Avalanche & snowball strategies
- ✓Exportable PDF reports
- ✓Priority email support
Frequently Asked Questions
Which repayment plans does it support?
Standard, Graduated, IBR, PAYE, SAVE, ICR, and extended plans — plus PSLF and Teacher Loan Forgiveness eligibility checks.
Can I add multiple loans?
Yes. Enter all your federal and private loans. The optimizer calculates the best payoff order and total interest saved across your entire portfolio.
Is my data secure?
All calculations run client-side. No loan data is stored on our servers. Your financial information stays private.